:root { --paper:#f6f1e6; --ink:#1b2a44; --navy:#1b2a44; --brass:#9c7a3c; --muted:#4f5868; --line:#ddd3bf; }
* { box-sizing:border-box; margin:0; padding:0; }
body { background:var(--paper); color:var(--ink); font-family: Georgia, "Iowan Old Style", "Times New Roman", serif; line-height:1.55; }
a { color:var(--navy); }
header { display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:12px; padding:20px 48px; border-bottom:2px solid var(--navy); }
.brand { font-size:28px; font-weight:700; color:var(--navy); text-decoration:none; letter-spacing:-.01em; }
nav a { margin-left:24px; color:var(--muted); text-decoration:none; font-size:15px; font-family:"Segoe UI", system-ui, sans-serif; }
nav a:hover { color:var(--navy); text-decoration:underline; }
nav .cta { border:1px solid var(--brass); color:var(--brass); padding:7px 14px; }
main { max-width:860px; margin:0 auto; padding:48px 24px 64px; }
.badge { display:inline-block; font-family:"Segoe UI", system-ui, sans-serif; font-size:13px; letter-spacing:.14em; text-transform:uppercase; color:var(--brass); border-top:3px double var(--brass); border-bottom:3px double var(--brass); padding:4px 10px; }
h1 { font-size:42px; line-height:1.12; margin-top:16px; }
h2 { font-size:24px; margin-top:40px; padding-top:12px; border-top:2px solid var(--navy); }
h3 { font-size:18px; margin-top:22px; }
p, li { margin-top:12px; font-size:17px; }
ul { padding-left:22px; }
.lead { color:var(--muted); font-size:19px; }
table { width:100%; border-collapse:collapse; margin-top:16px; font-family:"Segoe UI", system-ui, sans-serif; font-size:15px; }
th, td { text-align:left; padding:10px 8px; border-bottom:1px solid var(--line); vertical-align:top; }
th { color:var(--muted); font-weight:600; }
.note { color:var(--muted); font-size:15px; }
footer { border-top:2px solid var(--navy); padding:28px 48px; font-family:"Segoe UI", system-ui, sans-serif; font-size:14px; color:var(--muted); }
footer a { color:var(--muted); margin-right:18px; }
footer p { font-size:14px; margin-top:8px; }
@media (max-width: 800px) { header, footer { padding:16px 20px; } nav a { margin-left:14px; } h1 { font-size:32px; } }